BidderBud

Know what a home really costs, before you bid.

Save the homes you're considering, see your true monthly cost for each, and watch it change with every bid.

See how it works

Built for first-time buyers in Sweden · No ads · No paywall

From listing to your real monthly cost.

BidderBud turns every home you are considering into a number you can plan around, and keeps it current as the bidding moves.

  1. 01

    Save every home you are considering

    Enter it by hand or paste a listing link. Your whole search, in one list.

    Your saved homesAdd a home

    Add a home

    Address
    Vasagatan 12, Uppsala
    Asking price
    3 000 000 kr
    Saved

    • Vasagatan 12

      Uppsala · 62 m²

      3 000 000 kr

      Tracking

    • Björkvägen 7

      Sollentuna · 118 m²

      4 950 000 kr

      Bid

    • Hamngatan 3

      Nacka · 48 m²

      2 450 000 kr

      Tracking

  2. 02

    See what it really costs you

    Add your interest rate, savings and income once. Every home gets its interest, amortization, fees and what is left of your income each month.

    Your saved homesVasagatan 12

    Your details

    Interest rate

    3.5%

    Savings

    900 000 kr

    Net income per month

    46 000 kr

    Vasagatan 12

    Asking price 3 000 000 kr

    Your monthly cost

    0 kr

    • Interest6 125 kr
    • Amortization (1%)1 750 kr
    • Monthly fee3 200 kr
    • Running costs800 kr
    Left of household income34 125 kr

  3. 03

    Watch the cost move with every bid

    Log the bid as it rises. The monthly cost follows, including the jump when your loan passes 70% of the price. Try it.

    Your saved homesVasagatan 12

    Vasagatan 12

    Asking price 3 000 000 kr

    Bid

    3 250 000 kr

    +8.3% vs asking

    Drag to try another bid

    At asking price

    11 875 kr/month

    Loan
    2 100 000 kr
    Loan-to-value
    70%
    Amortization
    1%

    At your bid

    14 771 kr/month

    Loan
    2 350 000 kr
    Loan-to-value
    72.3%
    Amortization
    2%

    +2 896 kr per month compared with the asking price

    The loan passes 70% of the price, so amortization rises from 1% to 2%.

  4. 04

    Compare against what you can afford

    See every home against your buying power, side by side, before you decide how far to go.

    Your saved homesCompare homes

    Your buying power

    4 240 000–4 990 000 kr

    Vasagatan 12
    Björkvägen 7
    Hamngatan 3

    • Vasagatan 12

      14 771 kr/month

      52 419 kr/m²

    • Björkvägen 7

      Above your buying power

      24 048 kr/month

      44 068 kr/m²

    • Hamngatan 3

      9 513 kr/month

      Lowest monthly cost

New to buying in Sweden?

Free guides that explain the process and the money in plain language.

Step-by-step guide

The seven steps from loan promise to keys in hand, with checklists and tips.

Finance guide

Mortgages, interest, amortization and tax deduction, explained without jargon.